§ ABOUT · WHY
Why we built this
Bank and card statements are full of cryptic lines — SQ *, TST*, half-truncated merchant names, unfamiliar cities. This tool takes one of those lines and explains, in plain English, what it most likely is.
OUR COMMITMENTS
- We never connect to your bank
- There is no account linking and no login. You paste one line of text; that's the only thing we ever see.
- Nothing is saved
- We have no user accounts and no user database. What you paste is used to generate one answer and is not stored.
- No statement uploads
- We don't ask for files or full statements — just the single descriptor you're curious about.
- We explain, we don't advise
- This tool tells you what a charge most likely is. It never tells you to dispute, cancel, or pay anything — that's your call, and not financial advice we're qualified to give.
HOW IT STAYS ACCURATE
Every answer is grounded in a hand-curated dictionary of payment processors, a public merchant-category dataset, and what the descriptor itself contains. The explanation hedges honestly: it says “most likely” when it isn't certain, and it tells you when it simply can't identify a charge. A confidently wrong answer about your money is the one outcome we work hardest to avoid.