What is MSFT *MICROSOFT 365 on your bank statement?
Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.
This appears to be a subscription charge from Microsoft for Microsoft 365, their suite of productivity apps and cloud services.
- Most likely: Microsoft
- a software and cloud services company
- Processed by: Microsoft
- Microsoft bills its own subscriptions directly, so the MSFT prefix indicates Microsoft itself is the merchant — not a third-party processor.
- Category
- Software & Subscriptions
Doesn't look right? Things you could check:
- Check your Microsoft account — Signing in at account.microsoft.com shows all active subscriptions and recent billing history tied to your account.
- Look for a receipt email — Microsoft typically sends a billing confirmation to the email address associated with the account around the charge date.
- Identify which plan — Microsoft 365 comes in personal, family, and business tiers — your account page will show exactly which plan is active and its renewal date.
A Microsoft charge — it may be Microsoft 365, Xbox, OneDrive storage, or another Microsoft service. The name after MSFT indicates which service the charge is for.
Check a different charge
Paste your own variant of this descriptor — the result appears right here.
- MSFT *XBOX
This appears to be a charge from Microsoft for an Xbox-related purchase or subscription, such as Xbox Game Pass or an in-game purchase.
- ACH WEB PYMT BILLPAY
This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.
- ADBL*AUDIOBOOK PURCHASE
This appears to be a charge from Audible for a one-time audiobook purchase.
- ADBL*MEMBERSHIP
This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.