Charge Explainer
§ 01 · DESCRIPTOR

What is PP*SPOTIFY on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

High confidence

This appears to be a Spotify subscription payment processed through PayPal.

Most likely: Spotify
a music streaming service
Processed by: PayPal
PayPal processed this payment on behalf of Spotify. The 'PP*' prefix indicates PayPal was used as the payment method, rather than a card charged directly by Spotify.
Category
Entertainment / Streaming

Doesn't look right? Things you could check:

  • Check your Spotify accountLogging into Spotify at spotify.com would show your current plan, billing cycle, and payment method on file.
  • Review your PayPal activityYour PayPal transaction history would show the exact amount and date of this charge, along with a receipt.
  • Look for a confirmation emailSpotify typically sends an email receipt when a subscription payment is processed, which could confirm the billing details.
  • Check for multiple accountsIf the charge is unexpected, it's worth considering whether a family member or a second Spotify account might be linked to your PayPal.
WHAT THE DESCRIPTOR TELLS US

The payment was handled through PayPal. The name after PP* is the merchant or seller PayPal paid on your behalf. After the PP* prefix the descriptor reads “SPOTIFY” — that leftover text is the most likely seller.

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Paste your own variant of this descriptor — the result appears right here.

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RELATED DESCRIPTORS
  • PP*EBAY

    This charge appears to be a payment made to eBay through PayPal.

  • PP*ETSY SELLER

    This appears to be a payment made through PayPal to a seller on Etsy, the online handmade and vintage goods marketplace.

  • PP*GRUBHUB

    This charge appears to be a Grubhub food delivery order, paid through PayPal.

  • PP*STEAM GAMES

    This charge appears to be a purchase on Steam, Valve's digital PC gaming platform, paid through PayPal.

The PP* prefix has its own page: What does PP* mean on a statement?