Charge Explainer
§ 01 · DESCRIPTOR

What is RANDOM STRING XYZQ on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

Couldn't identify

This descriptor cannot be matched to any known merchant, processor, or spending category.

Merchant
We couldn't pin down the exact merchant from this descriptor.

Doesn't look right? Things you could check:

  • Check recent receiptsReviewing email or paper receipts around the transaction date may help match this charge to a purchase.
  • Look at the exact date and amountThe transaction date and amount on your statement may help narrow down what this charge could be.
  • Contact your card issuerYour bank or card issuer may have additional merchant details on file that do not appear in the visible descriptor.
WHAT THE DESCRIPTOR TELLS US

This descriptor does not begin with a payment-processor prefix in our dictionary, so the charge has to be read from the merchant text itself.

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  • ADBL*MEMBERSHIP

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  • ADOBE *ACROPRO SUBS

    This appears to be a recurring subscription charge from Adobe for Acrobat Pro.