Charge Explainer
§ 01 · DESCRIPTOR

What is SPOTIFY P0A1B2C3D4 on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

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WHAT THE DESCRIPTOR TELLS US

A charge from Spotify, the music streaming service. This is typically a recurring subscription billed directly by Spotify.

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RELATED DESCRIPTORS
  • SPOTIFY

    This charge is from Spotify, the music and podcast streaming service, and is most likely a recurring subscription payment.

  • SPOTIFY P0ABC12345

    This appears to be a recurring subscription charge from Spotify, the music and podcast streaming service.

  • SPOTIFY USA

    This charge is from Spotify, the music and podcast streaming service, most likely for a recurring subscription.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

The SPOTIFY prefix has its own page: What does SPOTIFY mean on a statement?