Charge Explainer
§ 01 · DESCRIPTOR

What is STRIPE GYM MEMBERSHIP on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

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WHAT THE DESCRIPTOR TELLS US

Stripe processes online payments for a wide range of businesses. The name shown with the STRIPE descriptor is the actual business you paid — Stripe itself is not the seller. After the STRIPE prefix the descriptor reads “GYM MEMBERSHIP” — that leftover text is the most likely seller.

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RELATED DESCRIPTORS
  • STRIPE

    This charge was processed through Stripe, but the descriptor contains no merchant name — the actual business that received the payment cannot be identified from this information alone.

  • STRIPE *NYTIMES

    This charge appears to be a subscription or purchase from The New York Times, processed through Stripe.

  • STRIPE* SUBSTACK

    This charge appears to be a payment to Substack, a newsletter and subscription publishing platform, processed through Stripe.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

The STRIPE prefix has its own page: What does STRIPE mean on a statement?