What is SUBSTACK INC on your bank statement?
Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.
This charge is from Substack, a platform for paid newsletter subscriptions — it most likely reflects a recurring subscription to a writer or publication you signed up for on Substack.
- Most likely: Substack
- a newsletter and creator platform
- Processed by: Substack
- Substack is both the platform and the billing entity — it collects payment on behalf of independent writers and newsletters. The charge appearing as 'SUBSTACK INC' is normal and does not indicate a third-party processor.
- Category
- Newsletter Subscription
Doesn't look right? Things you could check:
- Check your Substack subscriptions — Logging into substack.com and visiting your account's subscription settings will show all active paid subscriptions and their billing amounts.
- Search your email for a receipt — Substack typically sends a receipt email when a subscription renews — searching your inbox for 'Substack' may surface the specific publication billed.
- Review any newsletters you follow — If you subscribe to multiple Substack newsletters, one of them may have recently renewed or upgraded to a paid tier.
- Understand why the publication name isn't shown — Substack charges appear as 'SUBSTACK INC' on statements regardless of which individual newsletter triggered the charge, so the publication name won't appear in the descriptor itself.
A Substack charge is a paid subscription to a newsletter or writer published on Substack. The name shown is usually the publication. After the SUBSTACK prefix the descriptor reads “INC” — that leftover text is the most likely seller.
Check a different charge
Paste your own variant of this descriptor — the result appears right here.
- SUBSTACK.COM
This charge is a paid subscription to a newsletter or publication hosted on Substack.
- SUBSTACK*PUBLICATION
This appears to be a recurring subscription charge for a paid newsletter or publication hosted on Substack.
- ACH WEB PYMT BILLPAY
This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.
- ADBL*AUDIOBOOK PURCHASE
This appears to be a charge from Audible for a one-time audiobook purchase.