Charge Explainer
§ 01 · DESCRIPTOR

What is MSFT E0800ABCDE on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

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WHAT THE DESCRIPTOR TELLS US

A Microsoft charge — it may be Microsoft 365, Xbox, OneDrive storage, or another Microsoft service. The name after MSFT indicates which service the charge is for.

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RELATED DESCRIPTORS
  • MSFT *MICROSOFT 365

    This appears to be a subscription charge from Microsoft for Microsoft 365, their suite of productivity apps and cloud services.

  • MSFT *XBOX

    This appears to be a charge from Microsoft for an Xbox-related purchase or subscription, such as Xbox Game Pass or an in-game purchase.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

The MSFT prefix has its own page: What does MSFT mean on a statement?