What is OPENAI on your bank statement?
Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.
This charge appears to be a direct billing from OpenAI, most likely for a ChatGPT Plus subscription or API usage.
- Most likely: OpenAI
- an AI software and subscription service
- Processed by: OpenAI
- OpenAI bills customers directly — there is no third-party payment processor in the middle. The charge comes straight from OpenAI, the company behind ChatGPT and related AI products.
- Category
- Software / Subscriptions
Doesn't look right? Things you could check:
- Check your OpenAI account — Logging in at chat.openai.com or platform.openai.com would show any active subscriptions or recent API usage invoices tied to your account.
- Look for a receipt email — OpenAI typically sends a payment confirmation to the email address associated with your account around the time of the charge.
- Review API usage — If you or someone in your household has an OpenAI API key, the usage dashboard at platform.openai.com shows a detailed breakdown of what was billed.
- Check for shared accounts — A family member or colleague may have used an account linked to your payment method, which would explain an unexpected charge.
An OpenAI charge, typically for a ChatGPT subscription or API usage billed directly by OpenAI.
Check a different charge
Paste your own variant of this descriptor — the result appears right here.
- OPENAI *CHATGPT SUBSCRIPTION
This is a recurring subscription charge from OpenAI for ChatGPT Plus (or another ChatGPT subscription plan).
- ACH WEB PYMT BILLPAY
This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.
- ADBL*AUDIOBOOK PURCHASE
This appears to be a charge from Audible for a one-time audiobook purchase.
- ADBL*MEMBERSHIP
This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.