What is OPENAI *CHATGPT SUBSCRIPTION on your bank statement?
Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.
This is a recurring subscription charge from OpenAI for ChatGPT Plus (or another ChatGPT subscription plan).
- Most likely: OpenAI (ChatGPT)
- an AI software subscription service
- Processed by: OpenAI
- OpenAI bills subscribers directly — there is no third-party payment processor here. The charge comes straight from OpenAI, the company that makes ChatGPT.
- Category
- Software & Subscriptions
Doesn't look right? Things you could check:
- Check your OpenAI account — Logging in at chat.openai.com and visiting the billing section will show your current plan, renewal date, and past invoices.
- Look for a receipt email — OpenAI sends a payment confirmation email to the address associated with your account each time a subscription renews.
- Check for multiple accounts — If the charge is unexpected, it's worth checking whether another email address you own might have a separate ChatGPT subscription active.
- Review subscription plan details — OpenAI offers several tiers (e.g. ChatGPT Plus, Team), so the billing page can clarify exactly which plan is being charged.
An OpenAI charge, typically for a ChatGPT subscription or API usage billed directly by OpenAI.
Check a different charge
Paste your own variant of this descriptor — the result appears right here.
- OPENAI
This charge appears to be a direct billing from OpenAI, most likely for a ChatGPT Plus subscription or API usage.
- ACH WEB PYMT BILLPAY
This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.
- ADBL*AUDIOBOOK PURCHASE
This appears to be a charge from Audible for a one-time audiobook purchase.
- ADBL*MEMBERSHIP
This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.