Charge Explainer
§ 01 · DESCRIPTOR

What is OPENAI CHATGPT SUBSCR on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

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WHAT THE DESCRIPTOR TELLS US

An OpenAI charge, typically for a ChatGPT subscription or API usage billed directly by OpenAI.

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RELATED DESCRIPTORS
  • OPENAI

    This charge appears to be a direct billing from OpenAI, most likely for a ChatGPT Plus subscription or API usage.

  • OPENAI *CHATGPT SUBSCRIPTION

    This is a recurring subscription charge from OpenAI for ChatGPT Plus (or another ChatGPT subscription plan).

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

The OPENAI prefix has its own page: What does OPENAI mean on a statement?