What is OPENAI CHATGPT SUBSCR on your bank statement?
Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.
This appears to be a recurring subscription charge from OpenAI for ChatGPT Plus (or another ChatGPT plan).
- Most likely: OpenAI (ChatGPT)
- an AI software subscription service
- Processed by: OpenAI
- OpenAI bills directly — there is no third-party payment processor involved. The charge comes straight from OpenAI, the company behind ChatGPT.
- Category
- AI / Software Subscription
Doesn't look right? Things you could check:
- Check your ChatGPT account — Logging into chat.openai.com and visiting the billing section would show your current plan and charge history.
- Look for an email receipt — OpenAI sends email receipts for subscription charges — searching your inbox for 'OpenAI' or 'ChatGPT' may surface a matching receipt.
- Check if a family member or colleague subscribed — If multiple people share access to your payment method, one of them may have signed up for a ChatGPT plan using it.
- Review OpenAI's plan pricing — OpenAI's subscription page lists current plan pricing, which can help confirm whether the charge amount matches a known tier.
An OpenAI charge, typically for a ChatGPT subscription or API usage billed directly by OpenAI.
Check a different charge
Paste your own variant of this descriptor — the result appears right here.
- OPENAI
This charge appears to be a direct billing from OpenAI, most likely for a ChatGPT Plus subscription or API usage.
- OPENAI *CHATGPT SUBSCRIPTION
This is a recurring subscription charge from OpenAI for ChatGPT Plus (or another ChatGPT subscription plan).
- ACH WEB PYMT BILLPAY
This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.
- ADBL*AUDIOBOOK PURCHASE
This appears to be a charge from Audible for a one-time audiobook purchase.